After being involved in a car accident, you might feel like you’d be able to handle everything by yourself. Unfortunately, things aren’t as simple. Unless you have professional expertise, you cannot deal with the complex claims process of insurance agencies. And this is exactly where a car accident attorney can help you. With several years of experience, these professionals will handle your entire paperwork, while overseeing the settlement process from start to end. Since they are familiar with analyzing and presenting your case before the jury, these experts will help you recover the maximum losses. In case you are still hesitant about choosing them and are wondering what steps you should actually take after the accident, here are some useful insights.
If you’ve been involved in a car accident, you’re probably wondering when an insurance company offers you the settlement. This usually depends on the nature of your case. If your case good, whereby you have solid evidence of the vast damages incurred because of the other person’s negligence, the insurance agency is likely to reach out to you as soon as they can. They would want to make the settlement before you get a chance to hire an attorney and represent your case in the court of law.
There reason here is simple: once you’ve hired an attorney, the insurance agency will no longer be able to contact you for discussing the case. In this way, they won’t be able to manipulate you any further. Since competent and experienced personal injury lawyers are capable of evaluating the injuries and the nature of the accident, insurance agencies will try to reach out to you even before you get a chance of consulting with a lawyer. This is why it is extremely necessary to consult a professional car accident attorney who will help you deal with the settlement in a proper and professional manner.
Remember, your car accident claim can only be filed within a specific period of time. If you miss this period, you will no longer be able to file a new claim. Due to this reason, it is always suggested to consult these lawyers the moment you experience a mishap. Usually, when it comes to the insurance settlement of car accidents, you will always face a situation where the insurance agency wants to settle the deal, but the payout offered is extremely low.
While this might seem like the insurance agency is trying to help you deal with the situation, in reality, they are merely advocating their vested interests. Since you’re still in the middle of a trauma, these professionals will try to manipulate you and settle the lowest possible amount with you.
They would want you to accept it because you wouldn’t hire a professional lawyer in this case. And this is exactly what you need to avoid. First, the offer made to you will be extremely low. What’s more, it’ll be made during the early stage of the accident when you are still battling pain. We feel that there is no point in accepting offers at this point, as it cannot justify the pain you will witness over the coming days, weeks or months. So, if you get an offer for low ball settlement offer, you should reject it immediately.
As we already mentioned, your very first settlement offer from a car insurance agency will be a low-ball one. So, when you get these offers, it only makes sense to reject them. If an insurance company reaches out to you with their settlement offer, reject it in writing. Additionally, also send in a counter demand detailing why their offer is below the par. You can also send some evidence in your support to strengthen the demand.
This evidence can be in the form of medical bills, statements for lost wages and the likes of it. Conventionally, your medical bills are deemed to be the primary factor for establishing damages. So, if these bills are higher, the degree of your pain and suffering is also deemed to be higher. If you are looking to get a car insurance payout after your accident, you will have to go through an extensive settlement process. During this process, the adjuster will strictly note all the damages that you have claimed.
If you’re looking to claim the maximum settlement, we would suggest you to send in your medical treatment bills. Do ensure that these bills have the insurance codes against their date of service. Since insurance companies consider this factor, it is best to make sure your bill has these features.
In case you’re looking to claim lost wages, it is best if you include your employer’s statement where they mention the date you’ve missed and the amount you would have received if you didn’t miss work. You might also have to send in your tax records, to support this claim. Finally, if you have any evidence permanent disability claim it immediately. This can be anything from nerve damages, bulging discs or even the physiological conditions that are entirely permanent.
The very first guideline for receiving the best car accident settlement offer is by hiring car accident lawyers NY. Backed by several years of experience, these professionals will not just deal with the paperwork, but will also present your case before the court of law, more efficiently.
Once you have chosen an attorney, provide him all your medical records that documents and gives evidence to your claim. This can be anything from your medical bills to a statement from your employer about the days you lost your wage. After furnishing the required documents, seek proper care for your emotional trauma. In addition to a primary care physician, it is also important to consult a psychiatrist or counselor.
The fourth thing that you need to do is check how the insurance company is justifying their office. So, if they’ve given you a number, contest it and ask them how they’ve come to that conclusion. Finally, when you do confirm the offer accept it in writing. This will ensure proper clarity and also rule out your possibilities of getting duped.
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